Explore Tax Strategies
Traditional IRA
Contribute up to $7k/year, deduct it from your taxes now, pay taxes when you withdraw.
HSA Triple Tax Advantage
Tax-free going in, tax-free growth, tax-free coming out. The only account that does all three.
Mega Backdoor Roth
Put up to $69k/year into retirement accounts if your 401k allows after-tax contributions.
Roth Conversion Strategy
Move money from Traditional to Roth when your income is low. Pay 12% now instead of 22% later.
Charitable Contributions
Donate to charity and deduct it. Works best if you bunch multiple years together.
Mortgage Interest
Deduct mortgage interest if you itemize. Only helps if deductions exceed the standard deduction.
Medical Expenses
Deduct medical costs over 7.5% of your income. Only useful if you have big medical bills.
Student Loan Interest
Deduct up to $2,500/year in student loan interest. Phases out above $75k income.
HSA Contributions
Contribute up to $4,150/year (single) or $8,300 (family). Need a high-deductible health plan.
See What Applies to You
Enter your income in the calculator and it'll show which strategies actually make sense for your situation.
🧮Calculate Your Taxes