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Tax Planning8 min read
2025 Tax Changes
New brackets, higher limits, and what actually changed from last year.
December 15, 2024
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FIRE Strategy10 min read
FIRE Mistakes I See All the Time
Underestimating healthcare costs, ignoring sequence risk, and other ways people mess up early retirement math.
December 10, 2024
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Tax Optimization7 min read
HSA as a Retirement Account
Why your HSA might be better than your 401k for retirement savings (if you can afford to not touch it).
December 5, 2024
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Retirement Planning12 min read
Roth Conversion Ladder Explained
How to access retirement money before 59½ without the 10% penalty. Takes 5 years of planning.
November 28, 2024
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Tax Optimization9 min read
Tax Loss Harvesting Basics
Sell losing investments to offset gains. Watch out for wash sale rules.
November 20, 2024
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Retirement Planning11 min read
401(k) vs IRA: Which First?
Get the employer match first, then it depends on your 401k fees and fund options.
November 15, 2024
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